Scammers can now steal money from accounts without even going into a bank, simply by connecting remotely to a smartphone or computer. How to protect yourself from this?
Head of the laboratory of artificial intelligence, neurotechnologies and business analytics of the Russian University of Economics and Nbsp; G.V. Plekhanov Timur Sadykov.
Today, the Internet has become a field of continuous fierce information confrontation, which began from the moment the first computer networks were put into operation, and now has acquired unprecedented proportions. Its members — foreign intelligence services of almost all countries of the world, representatives of banks and corporations, fraudsters of various stripes, adherents of terrorist organizations, and an extremely wide range of unidentified persons pursuing the most diverse and mostly purely selfish interests.
It is possible to cause physical damage to the infrastructure of a serious adversary by penetrating his computer network, but successful attacks of this kind are relatively few in number. On the other hand, gaining unauthorized access to other people's data is easily converted into financial and reputational damage to the opponent. Therefore, the struggle on the Internet is primarily for the possession of data that is not intended for wide distribution.
A times the goal is more often — banal profit, it is not surprising that financial organizations are primarily targeted by hackers: banks, settlement centers, investment funds, etc. Data protection in such organizations — a difficult task, the solution of which can only be entrusted to professionals. The methods they use are individual, take into account the structure of the customer's business processes, and, as a rule, are classified for security reasons.
The average user is rarely of interest to serious hackers, but he may well be the victim of smaller scammers who are not squeamish about blackmail and theft from individuals.
What can be done to protect their data to an ordinary user?